Terms of Use

Note: These Terms are a general template for Flow Cozy Living digital products and landing pages. They are not legal advice.

By visiting Flow Cozy Living pages, downloading a free resource, or purchasing a digital product, you agree to these Terms of Use.

Digital products

Flow Cozy Living may offer printable PDFs, workbooks, templates, checklists, and related digital resources. Product details, pricing, and delivery methods may appear on the relevant Gumroad checkout or product page.

Personal use license

Unless stated otherwise, our digital products are for personal use only. You may download, print, and use them for yourself. You may not resell, redistribute, upload, share, copy, modify for resale, or claim the files as your own.

No professional advice

Our content is for general lifestyle, organization, reflection, and cozy routine inspiration. It is not medical, mental health, financial, legal, or professional advice. If you need professional support, consult a qualified professional.

Payments and delivery

Payments, downloads, free product delivery, and checkout may be handled by Gumroad. Gumroad’s own terms, privacy policy, and checkout rules may apply to your download or purchase.

Refunds

Because digital products may be delivered instantly, refunds may be limited unless otherwise stated on the product page or checkout page. If there is a problem with your file, contact us and we will review the issue.

Intellectual property

All Flow Cozy Living page content, product names, layouts, designs, written materials, graphics, and downloadable files are owned by Flow Cozy Living / TheTimeFlowHQ unless otherwise stated.

Acceptable use

You agree not to misuse the site, interfere with its operation, attempt unauthorized access, or use our materials in a way that violates these Terms.

Changes to these Terms

We may update these Terms from time to time. The latest version will be posted on this page.

Contact

Email: hello@flowcozyliving.com